Appraisal with a Black Owner: $472,000, with a White Owner: $750,000.

An appraisal company valued the home of a Black family at $472,000. A mortgage lender denied the couple a refinance loan.

Months after that first appraisal, the couple applied for another refinance loan, removed family photos and had a white male colleague — a fellow Johns Hopkins professor — stand in for them. The second appraiser valued the house at $750,000.

“We had to have a conversation with our kids about why we’re pulling down all their drawings,” Dr. Connolly said. “It’s very humiliating to strip yourself of your own home.”

Please see the whole story here: https://www.nytimes.com/2022/08/18/realestate/housing-discrimination-maryland.html